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Compensation

Loan officer compensation, with the math.

Published splits, marketing-allocation tiers, and full P&L examples at $25M, $50M, and $100M. Your recruiter will run your specific numbers in 30 minutes.
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What’s in the package

Six things that make our comp transparent.

Published once, applied consistently — your LOI will exactly match what’s on this page.

Published bps tiers

We publish 50–175+ bps tiers by volume — the only mortgage company that does.

Two channels

Brokered and banked. Brokered loans pay 100–200 bps; banked pays 65–150 bps.

Marketing dollars

$250–$1,000+/mo allocation by tier, with a dedicated coordinator above $50M.

LO app + tech included

No tech-stipend deduction. Every producer gets the full stack.

Branch override

Branch leaders earn override on team production above qualifying tier.

Transparent LOI

Letter of intent within 48 hours, math fully visible.

Comp FAQs

Every question we hear in the first call.

Honest answers. If we don’t know, we say so.
Yes — every tier is published here with example math. Your specific LOI states the exact bps you’ll be paid.
Brokered: 100–200 bps. Banked: 65–150 bps depending on tier. Your recruiter will model both for your typical mix.
Above $25M annual: marketing budget. Above $50M: personal marketing coordinator. The dollars are real, paid monthly.
No hard floor, but our economics work best for LOs producing $15M+ annually. We’ll be honest in our first call about fit.
Branch leaders earn override on team production above a qualifying tier. Override schedule is published in the LOI.
Yes — tier advancement is automatic when you cross the threshold, retroactive within the calendar quarter.
Run the Numbers

See exactly what you’d take home at Uplend.

Use the Comp Comparison Tool or talk to a recruiter — either path gives you a side-by-side estimate today.
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